Mat 21: 12 And Yahshua entered the temple and drove out all those who were buying and selling in the temple, and overturned the tables of the money changers

2 Thess. 3:10 if anyone is not willing to work, then he is not to eat, either

What is usury? Usury is the practice of taking interest on a loan or the gain of anything above the principal of a loan. Usury is not taking excessive interest. It is taking any interest at all. Gary North, a usury apologist, admits, “The word in no way implies “excessive.” It means any extra payment at all.”[1] This practice is so common today and so foundational to our modern banking system and our economy that many reading this tract will wonder why I am even writing this. As I am writing this, our Government is officially shut-down due to the failure of our Representatives to agree on a budget for the following fiscal year.  In the past few years our country faced the worst economic recession since the Great Depression. The city of Detroit, once known to be the capital of Industry in our country, recently filed Bankruptcy. Our Country is in $17 Trillion in debt. Over 40% of the wealth in this country is in the hands of only 1% of the population![2] Our country is on the verge of financial collapse and it seems no one knows what to do. Modern Philosophy has failed. So what does the Bible have to say about our problems? It may shock the reader to know that the Bible has much to say about our problems and even includes scenarios exactly like our own. The problem is, most of these scenarios are in the Tanakh and Christianity has succeeded in convincing people that the Tanakh, so far from being divine wisdom, is actually a curse! Christians hate the Torah. They reject the Shema, the Sabbath day, the Kosher Laws, the Feast Days, and the totality of the Mosaic social order. The Messiah stated clearly that he did not do away with the Torah[3], so Christians have no excuse. It took me 14 years of being a Christian to realize that it is impossible for Christianity to be the fulfillment of Judaism.

Some apologists for usury complain that the Torah’s prohibitions against usury only apply to the poor.[4] The problem with this is that the Torah commanded that all the people were to be governed the same, whether they were rich or poor, native or alien.[5] Secondly, Deut. 23:19-20 forbids usury but there is no mention of the poor. It is a general prohibition against usury. Jewish usury apologists claim that Jews may take usury from Gentiles pursuant to Deut. 23:20.  This was a huge part of the rise of modern banking from the time of the Renaissance. Girolamo Savonarola preached passionately against the financial and moral corruption under the Borgia Pope Alexander VI (Rodrigo Lanzol Borgia-Papacy: 1492-1503), giving specific emphasis to the common use of usury. In 1492 Jews were expelled from Spain and some 9,000 Iberian Jews were welcomed into the Papal States in Rome by Borgia Pope, Alexander VI. He did the same with expelled Jews from Portugal in 1497 and from Provence in 1498. Under the Borgia Pope Alexander VI, the Jews made a fortune off of excessive usury. It was in the 14th and 15th centuries that the rise of the Marrano Jews (Jews forcibly converted to Christianity) were creating problems for the Catholics as this new demographic was producing a number of “Judaizer” heresies. However, the Jesuits (Usurious Financiers themselves), in the 16th century, allied themselves with the Marranos. And let the reader not forget the earlier Borgia House connection because the co-founder of the Jesuit Order was Don Francis Borgia. Thus, the Borgia House-Jesuit-Jewish Zionist-Usury Financed- International Banking Cartel came into its own. Is it not strange that the Charging Bull on Wall Street looks exactly like the Family Crest of the House of Borgia and the crest of the Duke of Valentois, a title of nobility first given to Cesare Borgia in 1498? Is it just a coincidence that the Salamancan Jesuits like Molina and Juan de Mariana laid the foundations for Libertarianism and the Austrian School of Economics?[6]  Carl Menger, the founder of the AustrianSchool, relied heavily on them. Yet we are supposed to believe that the Libertarians are the suppressed heroes of our age. Maybe not.

The Jewish argument is baseless. There were three types of strangers mentioned in the Torah: (1) Gentile converts to Judaism. They were to be treated just like Jews.[7] (2) A Gentile who was visiting in Israel for secular purposes. He was to be treated just like a Jew.[8] (Here a naturalized stranger is distinguished from a sojourning stranger). (3)  The Canaanite nations who were subject to absolute destruction.[9] The Hebrew word translated stranger in Deut. 23:20 is different than the Hebrew word translated stranger in Exo. 12:48-49, Lev. 24:22, Num. 15:15-16, Lev. 25:35-36 and Lev. 19:33.  This command to take usury from the Canaanite nations was an act of war so that Yahweh, “By little and little…will drive them out from before you”.[10] This sin of the Jews was the occasion of great animosity and outcry against them and further aided Western Anti-Semitism. Usury was forbidden among Christians and Muslims alike. The erroneous Jewish exception enraged European Gentiles against Jews for centuries.

The prophets condemned usury.[11] The most striking passage is in Nehemiah 5. Here we have the national poverty of God’s people blamed on usury and the solution was immediate reparations. This lays out for us the primary evil of usury: It centralizes wealth into the hands of a few and produces widespread poverty. What is wrong with this? The people consented to it. What is wrong about it is that the Sociological principle behind it is absolute Self-Interest. This is a contradiction to the Social Dynamic of the Torah. The Torah teaches the principle of Tribal-Interest.[12] Here we see the inherent evil of Atheism and Capitalism. Remember, modern-day Capitalism was a production of Herbert Spencer’s Darwinism.[13]

Christian Churches have blotted out the teachings of Messiah on this issue. Mat. 6:12 records Messiah’s command to forgive debtors. The Church I grew up in changed the word debt to trespass. In Mat. 25, usury is mentioned. The context of this chapter is judging, condemning or rewarding lazy or diligent service to one’s master. Verse 27 mentions an unjust master demanding usury. This is no different than the Torah’s teaching on this issue.


1. If there is no usury there will be no trade.

Ans. International trade was conducted in mass during the reigns of David and Solomon[14] who both wrote against usury.[15] Not only so, but for centuries the Muslim nations have conducted trade under Sharia law which also forbids usury. Maybe that is why our corporate owned media wants us to hate those people so much. We learned much from the Muslims in the century preceding the Renaissance. Maybe it is time to learn something from them again.

2. You are just trying to demonize the rich! 


Ans. The Bible does not absolutely condemn rich people, and actually appeals to wealth as a reward for righteous behavior.[16] However, these verses are exceptional. The Bible demonizes the rich as a rule, not an exception:

Matt. 19:24: it is easier for a camel to go through the eye of a needle, than for a rich man to enter the kingdom of God.

Prov. 23:4: Labor not to be rich; 28:20 But he who makes haste to be rich will not go unpunished.

Luke 6:24 But woe to you who are rich, for you are receiving your comfort in full; 12:19 And I will say to my soul, “Soul, you have many goods laid up for many years to come; take your ease, eat, drink and be merry.”’ 20 But God said to him, ‘You fool! This very night your soul is required of you; and now who will own what you have prepared?’ 21 So is the man who stores up treasure for himself, and is not rich toward God.

1 Tim 6:9 But those who want to get rich fall into temptation and a snare and many foolish and harmful desires which plunge men into ruin and destruction.


[2] Wealth, Income, and Power by G. William Domhoff

[3] Matthew 5:17-19

[4] Deut. 15:7-11, Exo. 22:25, Lev. 25:35-37

[5] Num. 15:15-16, Exo. 12:49

[6] Huge defenders of usury

[7] Exo. 12:48-49, Lev. 24:22, Num. 15:15-16, Lev. 25:35-36.

[8] Lev. 19:33-34, Lev. 25:35-36

[9] Exo. 23:23-32, Exo. 34:10-12

[10] Exo. 23:30.This is exactly what is happening to us. The Banks are little by little destroying our nation and the employees of Banks are nothing less than the soldiers of an occupying military force. They are traitors whether they know it or not.

[11] Jer. 15:10, Ezek. 18:1-17, 22:7-12

[12] 1 Kings 21:3

[13] Implying a strong emphasis on competition

[14] Read the sections in the Tanakh on the building of      the Temple and the materials shipped in.

[15] Psalm 15:5, Prov. 28:8

[16] Prov. 22:4, Psa. 112:1-3